In focus

Focus on the rate. See the real cost.

Compare loan offers side by side.

We are not a lender. Offers come from third-party lenders, and your rate depends on the lender and your profile.

Lowest APR 4.19% the real APR, from offers on this page

Recently added

AA Money Car Loan

AA Money

APR from

9.4%

Range 9.4–12.15%

Amount
Up to NZ$75000
Term
12–60 mo
Rate type
—

In focus: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

BNZ Personal Loan

BNZ

APR from

13.9%

Range 13.9–19.9%

Amount
Up to NZ$50000
Term
6–60 mo
Rate type
—

In focus: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

SBS Bank Home Loan

SBS Bank

APR from

4.19%

Range 4.19–6.39%

Amount
—
Term
6–360 mo
Rate type
—

In focus: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

Harmoney Car Loan

Harmoney

APR from

7.99%

Range 7.99–24.99%

Amount
Up to NZ$100000
Term
36–84 mo
Rate type
—

In focus: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

Harmoney Personal Loan

Harmoney

APR from

7.99%

Range 7.99–24.99%

Amount
Up to NZ$100000
Term
36–84 mo
Rate type
—

In focus: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

Westpac Personal Loan

Westpac

APR from

7.99%

Range 7.99–13.9%

Amount
Up to NZ$50000
Term
6–60 mo
Rate type
—

In focus: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.

ASB Car Loan

ASB Bank

APR from

12.95%

Amount
Up to NZ$50000
Term
6–84 mo
Rate type
—

In focus: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

ASB Personal Loan

ASB

APR from

12.9%

Range 12.9–19.95%

Amount
Up to NZ$50000
Term
6–84 mo
Rate type
—

In focus: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

SBS Bank Personal Loan

SBS Bank

APR from

11.5%

Range 11.5–15.5%

Amount
Up to NZ$30000
Term
6–60 mo
Rate type
—

In focus: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Kiwibank Personal Loan

Kiwibank

APR from

12.99%

Range 12.99–18.99%

Amount
Up to NZ$30000
Term
12–60 mo
Rate type
—

In focus: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

UDC Finance Car Loan

UDC Finance

APR from

8.55%

Range 8.55–11.7%

Amount
Up to NZ$100000
Term
12–60 mo
Rate type
—

In focus: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

ANZ Personal Loans

ANZ

APR from

13.9%

Amount
Up to NZ$50000
Term
6–84 mo
Rate type
—

In focus: Individuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.