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Carbon Personal Loan

Carbon

Amount

Up to ₦1000000

Term

3–12 mo

Rate type

—

In focus: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

First Bank SME Business Loan

First Bank of Nigeria

Amount

Up to ₦500000000

Term

12–60 mo

Rate type

—

In focus: Established businesses with a good credit history looking for significant financial support.

Branch Personal Loan

Branch

Amount

Up to ₦1000000

Term

4–52 mo

Rate type

—

In focus: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

Stanbic IBTC Business Loan

Stanbic IBTC Bank

Amount

Up to ₦500000000

Term

12–60 mo

Rate type

—

In focus: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

Kuda Bank Overdraft

Kuda

Amount

Up to ₦250000

Term

3–12 mo

Rate type

—

In focus: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

Access Bank SME Business Loan

Access Bank

Amount

Up to ₦500000000

Term

6–60 mo

Rate type

—

In focus: Established SMEs in Nigeria needing significant capital for expansion or operational costs.

Stanbic IBTC Personal Loan

Stanbic IBTC

Amount

Up to ₦10000000

Term

6–24 mo

Rate type

—

In focus: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

Lidya Business Loan

Lidya

Amount

Up to ₦50000000

Term

1–12 mo

Rate type

—

In focus: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

First Bank of Nigeria Personal Loan

First Bank of Nigeria

Amount

Up to ₦30000000

Term

6–60 mo

Rate type

—

In focus: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

Zenith Bank Business Loan

Zenith Bank

Amount

Up to ₦500000000

Term

12–60 mo

Rate type

—

In focus: Established Nigerian businesses with solid financial records looking for substantial funding.

QuickCheck Personal Loan

QuickCheck

Amount

Up to ₦1000000

Term

3–12 mo

Rate type

—

In focus: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

GTBank Business Loan

Guaranty Trust Bank

Amount

Up to ₦500000000

Term

12–60 mo

Rate type

—

In focus: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

GTBank Salary Advance Personal Loan

GTBank

Amount

Up to ₦5000000

Term

3–12 mo

Rate type

—

In focus: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

UBA SME Business Loan

United Bank for Africa

Amount

Up to ₦500000000

Term

12–60 mo

Rate type

—

In focus: Established Nigerian businesses seeking substantial funding to expand operations or invest in new projects.

FairMoney Personal Loan

FairMoney

Amount

Up to ₦5000000

Term

3–36 mo

Rate type

—

In focus: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

UBA Personal Loan

UBA

Amount

Up to ₦30000000

Term

6–60 mo

Rate type

—

In focus: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

Renmoney Personal Loan

Renmoney

Amount

Up to ₦10000000

Term

3–24 mo

Rate type

—

In focus: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.